Scams are all over the place these days, be careful out there ladies and gentleman. It is not a far fetched idea that specifically melanated people are being targeted.  Attention! Beware of a crafty new scam making its rounds – smishing! Have you ever received a text message from an unfamiliar number claiming to be related to a USPS delivery? If you didn't sign up for a USPS tracking request for a specific package, resist the urge to click on that suspicious link! Allow me to shed some light on this concerning issue. Smishing, a deceptive blend of SMS and phishing, preys on unsuspecting victims via text messages or phone calls. Scammers send cleverly crafted messages, often posing as a reputable entity like a government agency, a bank, or a well-known company, to trick you into sharing your personal or financial information. Their modus operandi involves luring you into providing sensitive data such as account credentials, Social Security numbers, birth dates, credit and debit ca

Cryptocurrency scams are a growing concern as the popularity, and mainstream adoption of digital currencies continue to increase. Scammers are constantly coming up with new and sophisticated ways to defraud unsuspecting individuals of their hard-earned money. It is essential to be aware of these tactics to protect yourself and your assets. One historical reference to a well-known cryptocurrency scam is the case of Mt. Gox(2014), a bitcoin exchange hacked in 2014 and ultimately filed for bankruptcy. The hack lost 850,000 bitcoins, valued at over $450 million. (Jake F, Investopedia , 2022). This event was a wake-up call for the cryptocurrency industry and highlighted the importance of proper security measures and due diligence when handling digital assets.   Here are some essential things to remember to avoid cryptocurrency scams :   Please do your research: Before investing in any cryptocurrency or providing personal information, thoroughly research the company or individual you are de